The New Hampshire Community Loan Fund offers Welcome Home Loans for manufactured (mobile) homes. These fixed-rate, long-term mortgage loans are for people who have, or who want, the security of living in a manufactured home in a resident-owned community (ROC) or on their own land in New Hampshire.
Welcome Home Loans can be used to buy a new or existing manufactured home, refinance your current loan, or add to or improve your existing home. There’s no limit on the age of the house, and no minimum credit score, but a satisfactory record of repayment on past credit is needed. Borrowers must have stable incomes and show that they will be able to repay the mortgage.
Only 5% down payment is needed, and down payment and closing cost assistance may be available for low-income homebuyers.
Office Hours: Open Monday through Friday from 9 a.m. to 12:30 p.m. and 1 to 5 p.m.